Life Events

Holiday Black Friday Christmas Spending affect Your Credit Score

Holiday Spending vs. Your Credit Score

The leaves are falling as the winds begin to cool. Lights are hung along the streets while your favorite holiday songs play everywhere you go. You can’t help but get into the holiday spirit and spread cheer amongst your friends and family. We get it; it’s the best part of the season! But before you […]

How buying home affects credit score

What Buying a Home Does to Your Credit Score

If you’re on your way to purchasing your first home, you might be wondering, “Will this impact my overall credit score?” Well, as a matter of fact, there are multiple times your credit will be affected in the mortgage loan process. Luckily for you, these are only minor and short-term dings that might occur to […]

Lenders Evaluating Credit

How Do Lenders Evaluate Credit?

No matter when you’re ready to buy a home, your credit score will be a major factor in the lender’s decision to approve you for a mortgage.The mortgage process can seem pretty daunting, but the better it is understood, the smoother your home buying experience will be. Some of the things lenders typically look at when evaluating […]