Homeowners Tips

Home Energy Costs

How to Cut Energy Costs

You know it already—owning a home is expensive. Bills piling up every month can really stress a person out. Don’t let them. Starting energy saving habits and making some small changes in your home can make a real difference in your utility bills and ease the financial burden of homeownership.   Heating and Cooling Heating […]

Benefits to Refinancing

Benefits to Refinancing Your Mortgage

Lower Interest Rates & Monthly Payments With rates trending towards record lows, there has never been a better time to consider refinancing your mortgage. Reducing your interest rate not only helps you save money, it also increases the rate at which you build equity in your home and can decrease your monthly payments.  What is […]

Mortgage Sold

What Does it Mean When Your “Mortgage is Sold”?

Have you received a letter notifying you that your mortgage loan has been sold? If so, don’t be alarmed! This is common practice among most mortgage companies. Having a sold loan means that the lender has sold the rights to service the loan (i.e. collect the monthly principal and interest payments.) Everything about the loan […]

Tips to Settling into Your New Neighborhood

3 Tips to Settling into Your New Neighborhood

With any big move, comes reorganizing, redecorating and a lot of settling in to make your new place feel like home. The process can be overwhelming, but exciting. In addition to settling into your new home, you may have a new neighborhood to settle into as well. Here are our top tips for making a […]

6 ways to winterize your home

6 Ways to Winterize Your Home

Before these cold winds really begin, take a weekend to winterize your home. In addition to making your home more energy efficient, winterizing your home will also help prevent damage to your home from the snow and ice. 1. Protect your pipes Depending on where you live, you will need to protect your pipes from […]

Tips for hosting Thanksgiving dinner

6 Tips for Hosting Thanksgiving Dinner

Whether it is your first time hosting or you are a Turkey-serving veteran, hosting a Thanksgiving dinner can be a lot of work. With several dishes to prepare and the pressure of hungry guests, it’s no wonder why hosting can be overwhelming. However, if you keep organized, hosting Thanksgiving in your home can be a […]

Halloween decorations

10 Ways to Spook Your Trick or Treaters This Halloween

With Halloween creepin’ upon us, it’s time to bring out the jack-o-lanterns, ghouls, and skeletons! If you’re as much of a Halloween enthusiasts as we are, you probably cannot wait to add some hocus pocus to your home! Before you head to the store, here are some great ideas to give your trick or treaters […]

Refinance 101

Refinance 101

You may have overheard your friend or coworker boasting about all the money they have saved by refinancing their mortgage and it now has you tempted to look into it yourself. A lower interest rate and lower monthly payments sound like a dream! But beware, without asking the right questions, refinancing may lead to unexpected […]

FHA 203h loan guide

Your Guide to FHA 203(h)

Did you know that there is a home loan specific for those recovering from a natural disaster? The FHA 203(h) loan is a great option for those who have become a displaced owner or renter due to a recent disaster such as flooding, storms or fires. FHA 203(h) loans are applicable to qualified buyers who […]

DIY Craft Ideas for a Festive Fall Home

14 DIY Craft Ideas for a Festive Fall Home

As we’re settling into Fall, spice up your home with some DIY craft ideas that are easy and affordable. The following list is comprised of classic fall items that everyone loves including pumpkins, leaves, pine cones and more! These projects are fun for the family as well as friends who are looking for a great […]