Refinance

Benefits to Refinancing

Benefits to Refinancing Your Mortgage

Lower Interest Rates & Monthly Payments With rates trending towards record lows, there has never been a better time to consider refinancing your mortgage. Reducing your interest rate not only helps you save money, it also increases the rate at which you build equity in your home and can decrease your monthly payments.  What is […]

Refinance Mortgage Myths

4 Refinancing Myths BUSTED

You may have heard that refinancing could save homeowners thousands —so why are so many hesitant to see if they qualify?! There are common misconceptions about refinancing that tend to steer possible homeowners away. Consider these 4 myths about refinancing and why they should be kicked to the curb. Myth 1: You Missed the Chance You […]

Couple Refinance Financial Advisor

5 Steps to Kickstart Your Mortgage Refinance

Ready to refinance your home, but don’t know where to start? Buying your home is the first step in homeownership, but down the road, you may get the opportunity to refinance your home in order to decrease your mortgage payment. Here are 5 necessary steps to getting started! 1. Make Your Move Determine the reasons […]

Homeowner Refinance Mortgage

Homeowners lost $5.4 billion by not Refinancing

A recent study by the Journal of Financial Economics revealed American homeowners lost out on savings up to $5.4 billion in 2010 by failing to refinance their mortgage when interest rates decreased. So, have you ever considered refinancing? It may save you thousands. You Could Miss Out on “Substantial Savings” Jaren Pope, Economics professor and co-author, […]

Mortgage Refinance Methods

Refinance Methods Made for You

So, you’re thinking about a refinance? Be sure to read up on the four most common mortgage refinancing loans to compare so you can make the best decision for you and your family! 1. Rate-and-Term Refinance Loans Rate-and-term refinancing pays off an existing loan with a new loan, continuing to use the current home as collateral. […]