A GUIDE TO BUYING YOUR DREAM HOME

Buying a home is a big step, one filled with excitement and anticipation. Your home will be the foundation upon which you build timeless memories and live out a promising future with loved ones. We at Eagle Home Mortgage are thrilled for anyone who endeavors to become a homeowner and would like to extend our services to you. Let us start by providing you with this helpful step-by-step guide to buying your first home.

We want you to enter the home market with confidence — no questions unanswered, no concerns unaddressed. This guide provides a straightforward explanation of the necessary steps and considerations for buying a home. In addition, hyperlinks to helpful online tools and sources are provided throughout this document, granting you quick access to important financial elements, such as discovering your credit score or calculating your debt-to-income ratio, among other things. You’ll be fully informed on all aspects of the home-buying process.

After reading through this guide, you will be able to:

  • Determine “how much home” you can afford
  • Understand and improve your credit score
  • Make a reasonable down payment
  • Manage future home expenses
  • Find a home that fits your lifestyle

Renting withholds equity, financial stability, tax benefits, and creative license to design your living space — all benefits
afforded to you if you own your home.

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Determine your spending power in the home-buying market by examining the fiscal components of your monthly
responsibility as a homeowner.

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A down payment is the initial payment you put towards a home’s purchase price, while closing costs are fees paid upon
settlement of the real estate transaction.

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Before shopping the market, note the features you want and require of a new home and its location.

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Determine your spending power in the home-buying market by examining the fiscal components of your monthly
responsibility as a homeowner.

Learn More