first time home buyer

first time home buyer

Housing Market

7 Tips to Buying in a Hot Housing Market

Buying a home can be overwhelming under any circumstances, but especially in a hot housing market. Home prices go up, and the number of homes available goes down. With emotions and stress running high, you may be pressured into making a purchase you’ll regret, or giving up on the house hunt completely. It’s an important […]

Alexa Commands You Can Use Every Day

We know all about your new best friend, personal assistant, and partner in crime. We’ve all seen her in heartwarming commercials and viral tweets. We have to admit, we love her too! If you’ve brought Alexa into your home, here are the coolest and most useful skills and commands to use every day! Read a […]

Eagle’s Guide to the Cost of Living in America

The Story. It is time to discuss the condition of the cost of living in America. Over the span of just a few years, the American consumer’s cost of living has skyrocketed to insane heights. Tell me more. American workers put 40+ hours of work on the time-clock each week and their wages are still […]

How To Start Planning for Retirement in Your 20’s

Planning your retirement is probably the last thing on your mind as a young adult. Your financial priorities may include simply paying off student loans, making rent, and buying groceries, not contributing your income to retirement investments. However, investing in your retirement early gives you long-term benefits. Some benefits to contributing to your retirement in […]

How Millennial Homebuyers are Saving for a Down Payment

Many millennials are reaching the age where they consider purchasing their first home. However, most are strapped for cash when it comes to acquiring enough savings for a mortgage down payment. The obstacles faced are due to the current economic climate coupled with debt acquired through student loans and higher cost of living. Hurdles like […]

What Homebuyers Need to Know About a Possible Flood Insurance Lapse

The story The federal flood insurance program has the potential to lapse during the middle of hurricane season. Homebuyers who plan to purchase flood insurance might want to hit the gas pedal on buying a policy. We’re here to break it all down for you so you can prepare. Tell me more about it. Basically, […]

Discovering Your Home Buying Power

Discovering Your Buying Power

Whether you’re seeking the old-world charm of a rustic chateau or a trendy designer model, you should know what type of home you are eligible to pursue. With good financial sense and the right home loan advice, chances are your dream home may be within your reach. Read more on how you can determine your […]

Home Down Payment as a Gift

Getting a Down Payment as a Gift

Congratulations! You’re about to buy a home and you have someone in your life generous enough to help you achieve that dream. Or maybe you’re considering tugging on the old heartstrings to make that a reality. If you already have proof of income and a strong credit score, you can use gift money for a […]

Homebuying Hurdle: Location

‘I can’t find any affordable homes in the location that I prefer.” Finding a home to purchase is a difficult task, especially if the area you prefer is out of your price range.  If you are running into a hurdle with finding a home within your means, then a simple change in mindset is probably […]

Homebuying Hurdle Mortgage Industry Reputation

Homebuying Hurdle: Industry Reputation

It’s natural to feel a little weary about home buying and the mortgage industry. The financial crisis of 2008 created the largest disruption to the U.S. housing market since the Great Depression, leaving a lot of Americans to lose out on the dream of homeownership. Luckily, policymakers were proactive in establishing and trying to ease […]