Mortgage Tips

Mortgage Tips

Questions Ask Lender

8 Questions to Ask Your Lender

It is your mortgage lender’s job to help you get a loan that is best for you. It can be intimidating and confusing treading new territory when buying a home. Familiarizing yourself with the terminology used in real estate and finding a lender who will walk you through the process makes all the difference in […]

Are You Ever Too Old to Get Approved for a Mortgage?

Whether you’re looking to downsize into the upgraded home of your dreams, refinance to pay off your home a little quicker, or looking for some extra cash to help fund your retirement, we want you to know that nobody is ever too old to get approved for a mortgage loan. Age is never a factor […]

What is a Credit Specialist?

Between rising education costs, increased cost of living and inflation, it’s no surprise that many Americans are in debt. A high amount of debt is typically accompanied by a low credit score. This means higher loan interest rates and premiums that can rack up a huge bill in the long-term. In addition, bad credit (lower […]

Mortgage tip - do not co-sign a loan

Mortgage Tip #2 – Do Not Co-Sign a Loan

When your loan is being processed, it is best not to co-sign another loan for anyone else. This could cause changes to your credit report, causing a negative effect on the closing of your loan. Still have questions? See the next mortgage tip: Do Not Buy a Vehicle.  

Mortgage tip - Employment

Mortgage Tip #1 – Do Not Change Jobs

It is important that the lender knows you are reliable and have a steady income. One way of proving this is to not suddenly change jobs. Since employment verifications happen within five days of closing, it’s best not to make any large lifestyle changes until after you get your new keys.   Still have questions? See the […]